Social Security Disability Benefits are benefits received from the Social Security Administration by disabled workers, disabled widows or widowers or adults disabled since childhood.
Social Security Disability Insurance is a program financed with Social Security paid by workers, their employers and self-employed persons. The monthly disability benefit payment is based on the Social Security earnings of the insured worker. Also, if you become entitled to 24 months of Social Security Disability Insurance, you will also be entitled to Medicare at a minimal cost.
Before claiming Social Security Disability Benefits you should know first what condition qualifies as disability. A number of individuals have been granted SSDI based on the following stated disabilities: (1) Back pain; (2) Blindness; (3) Asthma; (4) Asbestosis; (5) Depression; (6) Anxiety; (7) High blood pressure; (8) Hypertension; (9) Leukemia; (10) Stroke; (11) Neck pain; (12) Arthritis, among many others.
If you have the foregoing conditions, you have a good chance of qualifying for SSDI but the disability must be severe that you are not able to engage in gainful employment for at least one year.
In the end, it is up to Social Security to determine who are entitled to receive SSDI benefits. There are generally three factors that Social Security looks at in determining whether a person is eligible to receive the benefits.
First, if you are working and earning more than the current SGA, you cannot be considered disabled.
Second, if your condition is not so severe that you cannot engage in gainful employment, or even if severe, your disability is not expected to last one year or result in death, you are not eligible.
Third, if your condition is not on their list of disabling impairments or upon consideration, they think that your condition is not equally or similarly severe to those already listed, then you are not eligible for the benefit.
